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Small business

Health Insurance Solutions for Growing Businesses

Help comparing group health options, shaping employee benefits, and keeping coverage practical as your team grows.

Benefits that support your business and your people

Offering health coverage can help attract and retain employees—but finding the right plan takes clear guidance. Igsa helps small business owners compare carriers, understand costs, and design benefits packages that fit the stage your company is in.

  • Group health plan guidance

    Compare available small-group options with attention to networks, premiums, and employee needs.

  • Benefits package design

    Explore how health, dental, vision, and supplemental offerings can work together.

  • Budget-conscious planning

    Balance coverage quality with what your business can sustainably offer.

  • Renewal conversations

    Review plan changes and employee feedback before the next enrollment window.

  • Owner and key-person protection

    Discuss life and supplemental options that may support owners and leadership.

  • Clear next steps

    Leave with a practical path—not a stack of jargon and unanswered questions.

Benefit plans

Benefit plans we have access to

Practical advantages that help owners offer consistent coverage as teams grow and work across locations.

  • Available in all 50 states

    Your team can get the same coverage approach, no matter where they work—subject to eligibility, carrier rules, and licensing.

  • Multiple national PPO networks

    With one set of composite rates designed to keep plan design clearer for growing teams.

  • Supplemental benefits offered

    Dental, vision, life, and more—so you can build a package beyond major medical.

Plan types you can explore

Igsa helps you compare common small-group approaches and understand how they differ.

Major Medical

Group medical coverage designed to support your employees and their families.

HSA Major Medical

Health Savings Account-compatible plans that offer flexibility and cost control.

EPO Plans

Plans that often offer lower premiums and predictable costs by giving members access to an in-network set of doctors and specialists without referrals—as long as care stays in-network.

Visit Limit (VL) Plans

Plans with defined visit limits to help balance coverage needs and affordability.

These plans are perfect for

A fit for owners who want practical entry points and room to grow.

  • Employer groups

    Teams that want ease of entry, manageable contribution costs, and room to grow—from smaller groups with participating W-2 employees up through larger teams.

  • Small payroll and PEO companies

    Whether you are a small payroll or PEO company, Igsa can help you expand into benefits and unlock new opportunities for the clients you serve.

  • Franchiser associations

    Offer benefit options your franchisees can actually use—with guidance that keeps the conversation clear.

Supplemental coverage information

Add-ons that can help employees manage everyday care and unexpected costs alongside major medical.

Supplemental indemnity coverage

A supplemental benefits approach that helps employees manage the financial impact of accidents, illnesses, and medical treatments through direct cash payouts where available.

  • Life

    Optional coverage offered at accessible monthly costs.

  • Telemedicine

    24/7 virtual urgent care, virtual primary care, and behavioral health services where offered.

  • Vision

    Vision network options that can expand access to preferred providers and access points.

  • Dental plans

    Open-access PPO dental network options—often with no waiting periods, depending on the plan.

Start a small-business conversation

Share a few details about your team and Igsa will follow up personally.

Request coverage guidance

Share a few details and Igsa will follow up. This form does not enroll you in coverage. Your information is used to contact you about your inquiry—not for marketing.

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Important notice

Coverage availability varies by state, eligibility, carrier, and plan type. B&B Insurance Brokerage Solutions is an independent insurance brokerage and is not an insurance carrier.

Next step

Ready to explore your coverage options?

Request a quote or schedule a consultation with Igsa. No pressure—just clear next steps.