Legal
Terms and Disclosures
Important information about using the B&B Insurance Brokerage Solutions website and working with an independent insurance brokerage.
1. Independent brokerage
B&B Insurance Brokerage Solutions is an independent insurance brokerage operated by Igsa Brown. B&B Insurance Brokerage Solutions is not an insurance carrier and does not underwrite insurance products.
2. No guarantee of coverage
Website content and consultations are for guidance only. Submitting a form or scheduling a consultation does not create coverage. Coverage is not effective until all required applications, eligibility steps, approvals, and enrollment processes are complete. Availability varies by state, eligibility, carrier, appointment status, and plan type.
3. Licensed service area
Igsa Brown is licensed in Alabama, Arkansas, Indiana, Kentucky, Louisiana, Missouri, Oregon, Tennessee, and Texas. Guidance is provided within licensed states and applicable product appointments.
4. Medicare disclaimer
B&B Insurance Brokerage Solutions is not affiliated with or endorsed by the U.S. government or the federal Medicare program. Certain Medicare conversations may require a Scope of Appointment before plan details are discussed.
5. Website content
Website content is general information and may change. It is not a complete description of any insurance policy or benefit. Always review official plan documents and carrier materials for coverage terms.
6. Contact
Questions about these Terms and Disclosures can be directed to Igsa Brown at B&B Insurance Brokerage Solutions by phone or email.
(636) 232-1237
ibrown@chcagents.com